Welcome to YOUR Credit Union
We are a local, member-owned, not-for-profit organisation here to help you take control of your money with confidence.
We offer safe and simple savings accounts, affordable loans, and helpful, personalised support to make budgeting and everyday financial decisions easier.
Our focus is on people, not profit. We work closely with local partners to make sure everyone in our community has access to fair, straightforward financial services—especially when they need them most.
Joining is easy:
• No joining fee
• A small annual service charge of £5
• Free life insurance on all accounts (subject to conditions)
To become a member fill in the contact form here, and one of the team will be in touch to arrange your membership
Supporting Our Community
We’re proud to serve over 3,000 members, with around 1,500 regularly saving with us. Together, our members have built nearly £400,000 in savings, while around £300,000 is currently out on loan—helping people manage expenses, handle emergencies, and plan ahead.
Making a Real Difference
We are committed to tackling financial exclusion and protecting people from unfair lending. Too many people are pulled into cycles of debt by high-interest lenders. We’re here to offer a safer, fairer alternative.
At the same time, we welcome members from all walks of life. Those who save with us and those who borrow from us are equally important. The income we generate helps us continue supporting members who may be facing financial difficulties or unexpected challenges.
What We Stand For
We believe in:
• Encouraging good saving habits
• Providing financial education and guidance
• Treating everyone fairly and equally
Above all, we aim to make a positive and lasting difference in our members’ lives.
At Coventry and District Credit Union, we’re not just about money — we’re about people.
Why choose us?
✔ We’re Local
We’re based in the community we serve. We understand the challenges people in Coventry face and tailor our support to meet real, local needs.
✔ We Put People Before Profit
Unlike banks and high-interest lenders, we’re a not-for-profit organisation. Any surplus we make is reinvested back into improving services for our members.
✔ Fair and Affordable
Our loans are designed to be manageable, with clear terms and no hidden surprises — helping you avoid the stress of high-cost borrowing.
✔ Supportive, Not Judgemental
We know that everyone’s financial situation is different. Our friendly team offers support and guidance without judgement, helping you move forward with confidence.
✔ We Help You Build for the Future
We don’t just lend money — we encourage regular saving and better money habits, helping you create long-term financial stability.
✔ Community Focused
We work with local organisations and partners to reach people who need us most, helping to reduce financial exclusion across Coventry.
Our Services
Experience the difference with fair rates, community values, and personal support tailored for you.
Secure Savings Accounts
A safe place to grow your savings with competitive rates designed to meet your needs.
Affordable Loans
Low-cost loans that help cover expenses without the burden of excessive interest rates.
Building a Secure Future
Friendly financial resillience sessions to help you budget and make confident money decisions.
Community-Focused Services
Providing services through local partners in your communities to reduce financial exclusion and support those in need.
1990
Established
3,000+
Members Supported
Outreach
Services thoughout the City.
Get in touch
Coventry & District Credit Union Limited are authorised by the Financial Conduct Authority (FCA) and regulated by the Prudential Regulation Authority (PRA) Firm reference number 213395
All eligible deposits are protected up to £120,000 under the Financial Services Compensation Scheme, giving you peace of mind that your money is safe.
